Tag: Philippine Loan Laws
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Escaping the Interest Trap: What the Supreme Court Says About Unconscionable Interest Rates
Imagine a common scenario in many Filipino households. A father borrows PHP 20,000 to cover his child’s urgent hospital bills. Relieved to find a lender who requires no collateral, he signs a simple contract. He notices a mention of interest but focuses only on the immediate need for cash. Six months later, despite paying back…
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